Lock and Shop

Don’t let changing interest rates dampen the excitement of shopping for a new home.

Get pre-approved for a loan and lock in your interest rate while you shop. Lock and Shop gives you time to find the best house for your needs without worrying about interest rates changing.

Family with kids planning

Lock your rate for 120 days

Option to reset rate to current market within 60 days of closing*

Available for fixed-rate conventional loans

For primary & secondary homes

No upfront fees

NMLS #140234 Consumer Access

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